Free Tool · 2025-26 slabs

In-hand salary calculator India · US · UK

See your real take-home pay after tax, using the latest 2025-26 slabs. Pick a country, enter your gross salary, and get your monthly and yearly in-hand instantly.

₹

₹15,00,000 per year · 15,00,000

In-hand / month
₹1,16,875
In-hand / year
₹14,02,500
Gross salary₹15,00,000
− Income taxNew regime slabs₹93,750
− Health & education cess (4%)₹3,750
Take-home pay₹14,02,500
Effective deduction rate6.5%
  • ·New tax regime, FY 2025-26 (AY 2026-27)
  • ·Standard deduction of ₹75,000 (salaried)
  • ·§87A rebate applied — nil tax up to ₹12,00,000 taxable income
  • ·Excludes EPF, professional tax, and old-regime exemptions (HRA, 80C, etc.)

Frequently asked questions

Take-home pay is your gross salary minus income tax and statutory deductions. In India that means income tax under the new regime (after the ₹75,000 standard deduction and §87A rebate) plus 4% cess. In the US it is federal income tax plus FICA (Social Security and Medicare). In the UK it is income tax plus employee National Insurance.
India uses the FY 2025-26 (AY 2026-27) new-regime slabs from Budget 2025. The US uses 2025 federal brackets and the $15,750 / $31,500 standard deduction. The UK uses 2025/26 rates with the £12,570 personal allowance and 8% / 2% National Insurance.
The new regime, which is the default from FY 2025-26. It applies a ₹75,000 standard deduction and the §87A rebate, so salaried income up to ₹12.75 lakh has zero tax. The old regime (with HRA, 80C and other exemptions) is not modelled here.
This is an estimate. It excludes voluntary and local items — US state/local income tax, 401(k)/HSA contributions, India EPF and professional tax, UK pension and student-loan repayments. Your actual payslip may vary.
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In-Hand Salary Calculator — India, US & UK | Interview Lift